Internet Banking Case Study: Banco do Brasil

Online banking services and lessons-learned were presented to attendees at the RSA Conference

Data: 2008/04/10 17:30:00 GMT-3
Fonte: Bank Info Security

Imagine living in a country where electronic voting is universal, there are 39 million Internet users, and 25 million of them are also Internet banking users.

Welcome to Brazil, whose online banking services and lessons-learned were presented to attendees at the RSA Conference on Tuesday.

According to Maria Aarao of security vendor Certisign Certificadora Digital, Brazilian banks benefit from a country where Internet usage is high and the government actively supports electronic services - and security. Brazilians vote and pay their income taxes online, and the Internet banking marketplace has existed since 1995. Among the most common services used by commercial and consumer customers today:

Real-time money transfer; Bill pay; Tax payment; Social security payments. Mobile banking is also a thriving industry, Aarao says, as is ATM usage, where biometrical security is one of the growing authentication methods.

Among Brazil's top banks, is Banco do Brasil, a 200-year-old bank with $200 billion in assets under management. According to Francimara Viotti, one of Banco do Brasil's top security executives, the bank currently has 6 million Internet banking customers, and 90.7 of the bank's total transactions are conducted electronically - either via the Internet, mobile device or ATM.

Of course, the bank isn't immune to the security threats that plague all institutions. Since 2002, Banco do Brasil has actively fought phishing, pharming, Trojans and key-loggers, responding with an aggressive incident response team and a client-based browser defense application.

Listen to our related podcast on Internet Banking and more from the RSA Conference: RSA Day One Podcast: http://www.bankinfosecurity.com/podcasts.php?podcastID=109

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